Crop Insurance
CommonCover for eligible crop loss under a notified scheme or commercial policy.
Often considered by
Farmers growing eligible notified crops.
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Protection for crops, livestock and farm assets.
5 plan types explained. This is an educational guide; the issued policy wording controls the actual cover.
Agriculture insurance can protect eligible crops, animals and farm equipment against defined weather, disease, accident or asset-damage risks. Government-scheme eligibility and insurer terms vary.
Plan types
Choose a type to understand its purpose, usual structure and the wording you should check.
Cover for eligible crop loss under a notified scheme or commercial policy.
Often considered by
Farmers growing eligible notified crops.
Benefits triggered by measured weather conditions rather than individual loss assessment.
Often considered by
Farmers and agribusinesses exposed to measurable weather risk.
Cover for insured cattle or other eligible animals against defined risks.
Often considered by
Farmers, dairy owners and livestock businesses.
Motor and optional own-damage cover for agricultural tractors.
Often considered by
Farmers and contractors operating registered tractors.
Property cover for eligible agricultural machinery and equipment.
Often considered by
Farm owners with high-value agricultural equipment.
Before choosing
Check exactly which events are covered, the overall limit, sub-limits and deductibles.
Read what is not covered and when cover begins. Marketing summaries are not the contract.
Review claim notice rules, required evidence, cashless or reimbursement terms and grievance routes.
Keep the proposal form, benefit illustration where applicable, payment receipt and final policy schedule. Never rely only on a verbal promise.